Q&A

Questions and answers.

Buying, selling, and investing in Florida luxury real estate, answered directly: the questions clients ask in consultations, with the evidence behind each answer.

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The answers

The questions we hear most.

What does a luxury buyer consultation involve?

A private, no-obligation conversation covering your needs assessment, a market briefing for the neighborhoods that fit, and a clear search plan. You leave knowing what to expect on price, competition, and timeline, and we leave knowing exactly what to look for.

How do I access off-market homes in Florida?

Off-market homes are matched through the agent network and introduced to qualified buyers directly. Share your criteria and we will tell you honestly whether the private inventory in your markets fits, and arrange introductions when it does.

What is the difference between buying pre-construction and resale?

Pre-construction means buying a promise with a schedule: current-generation product, often the best entry pricing, but a two-to-four-year timeline and a developer contract. Resale means a finished, verifiable asset you can inspect today. We price both against real evidence so the choice is informed.

How should a luxury home be priced for sale?

From comparable sales in the same building or street, adjusted for condition, views, upgrades, and the current market. The goal is a price that draws activity immediately, because the first weeks on market set the trajectory of the sale.

What are the 45-day and 180-day rules in a 1031 exchange?

After selling, you have 45 days to identify replacement properties in writing and 180 days to close on one. Both deadlines are unforgiving, which is why we source replacement candidates before you sell.

Is now a good time to buy luxury real estate in Florida?

The answer depends on your market and your position. Miami luxury prices rose 18% year over year in July 2026, the largest gain of the 50 largest metros, per Redfin, while Fort Lauderdale’s luxury median climbed above $2.4 million, per The Real Deal. Momentum is real, and the right time is when the market, the property, and your financing line up.

How do Florida insurance costs affect a purchase?

Wind, flood, and condo master policy costs vary by elevation, exposure, and building, and they are the fastest-moving cost in Florida real estate. We estimate current costs on every property you consider so the monthly reality matches the plan.

Can I buy a Florida home remotely from another state or country?

Yes. Out-of-state and international buyers purchase Florida homes remotely every week, with virtual tours, remote inspections, and closings that work around your schedule.

Market figures cited from Redfin luxury housing market report, July 2026, and The Real Deal, September 2026. Every answer here reflects how we actually work the market, and every situation deserves its own numbers.

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