El aumento de las tasas hipotecarias desde 2022 ha creado desafíos financieros para los hogares estadounidenses, especialmente para los nuevos compradores y aquellos que refinancian. Mientras que el 63% de los propietarios de 65 años o más han pagado sus casas, solo el 28% de los propietarios en edad laboral lo han hecho, dejando a muchos vulnerables al estrés financiero. Los propietarios con hipotecas reportan valores de vivienda e ingresos más altos en comparación con aquellos sin hipotecas. Las tasas de pago de hipotecas varían según el estado, con los estados del sur mostrando tasas más altas. A nivel nacional, el 27.7% de las viviendas ocupadas por sus propietarios están pagadas, con disparidades significativas en los valores de las viviendas y los costos de la vivienda.
El 30.5% de las casas en Florida están pagadas, por encima del promedio nacional
Purchased my first home during the pandemic in February 2022, in Marbella development. Was able to get a great deal at 417k, now they are selling at 485k This was home first property purchase out of state. I’m in NY. Kelby was great in helping me find a home to buy in Miami. Also he was able to find me a renter in two days much quicker than I had expected. Also just recently he was able to communicate with tenants to see if they wanted to renew their lease. I don’t speak Spanish. It turned out that I was able to negotiate rent at a higher price. So far this is the best investment ever, especially with the help of leverage using debt. I do suggest anyone looking to purchase to use Kelby as your realtor. Plus the benefit of buying new development, I didn’t need a property manager cause I already had 3 super available if there were any issues. Kelby was quick at finding qualified tenants for my home and great at speaking to tenants to see if they wanted to renew the lease.
Excellent and very professional person. You would not regret to work with him. He would help you during all your purchase process from the beginning to the end.
He was excellent due to the fact he answers his phone in a timely manner. Answers all questions! Also explain everything that you may not understand. Overall would recommend him!!!
Excellent Person
I worked with Kelby the last year and I can say he was very helpful. He helped me and my family to find the house we need. Will recommend him 100%.
If you want the best real Estate Agent in the business you need to contact our Realtor Kelby the Florida Real Estate Specialist. We have never had a Realtor as professional, Knowledgeable and responsible. He made our selling process extremely easy. He is very prompt at responding to emails, calls and texts. He made us feel very comfortable and cleared all of our doubts. We have never experienced a Realtor of this excellence. We will be doing all of our future business with him.
